From the Elite Female Trader Wall Street PRAYS You Never,
Ever Find Out About…

How to Turn Just
$600 Per Trade Into an
Easy, $75,000-100,000+
Annual Retirement Income

(With Stunning Yet Verified 92.25% Accuracy!)

Money Growth

Or, if you prefer to be more aggressive, turn a small, $10,000 portfolio into $1.2 MILLION in just 4 short years?

This report will show you how. Shockingly, the proprietary system revealed inside was discovered by one of the world’s most elite (and overlooked!) female traders... a woman you’ll NEVER see or hear about on Wall Street.

Yet using her unique, step-by-step “MERIT”system and itsastonishing 92.25% win rate… you too can accelerate your path toward early retirement with a nearly automatic six-figure income most Americans would absolutely kill for!

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Wendy KirklandHello, my name is Wendy Kirkland—and Wall Street doesn’t want you to know that I exist.

Why? Simple: Because one year ago, I began issuing recommendations tied to a little-known trading vehicle—and the results are almost too good to be true:

Hard to believe that a 65-year-old lady like me could produce such staggering performance? That’s what everyone thinks... until they hear my story and see the proof.

Because as you’ll see in a moment, I’ve personally used this system to accelerate my own retirement—and in this complimentary report, I’m going to help YOU do the same.

Generate Up to $5,000-$10,000 Per Month in
Trading Income, STARTING NOW!

Let’s face it, to have a truly great lifestyle—now or in retirement—you need a six-figure income or close to it. Only then can you travel, shop freely, help others you know—and all the other things you want to do.

By now, I hope you know that traditional strategies—whether it’s your 401k, buy-and-hold investing or anything else—simply won’t get you there.

What I’m about to show you, however, could have helped you generate an average “side” income of $6,177 each month in the last 12 months alone. For example:

– In May, I made 10 trade recommendations, 9 of which were winners. And had you received my email alerts, hopped online, and placed those trades…
You Would Have Had a NET INCOME of $10,250.52.

– In June, I had 14 winners out of 15 total recommendations. Had you gotten my alerts, then used a website or broker to place your trade
Your NET INCOME Would Have Been $7,600.

– And in the most recent April, doing the same thing—you would have won ALL 10 of your closed trades…
And Your NET INCOME Would Have Been $8,298.

See complete QQQ chart with trades/performance (click here).

In fact, looking at the chart, you will see proof of how it was possible to invest just minutes each week—and yet potentially turn $600 per trade into monthly income of $4,772… $6,730… $7,465... even as much as $10,250—using nothing more than your laptop, tablet or phone.

Keep in mind, this is NOT cherry-picking. Out of 129 documented weekly trades I recommended last year, 119 were winners, with verified average profit-per-trade of 95.7%.

Dolly

“I’m happy with a few hundred bucks once or twice a day…it’s a comfortable way to trade”
–Dollie A.,
San Luis, Arizona

Retiring Early Is All About
One Thing: INCOME!

Look: Only one thing can see your family through this fragile, so-called economic “recovery” in comfort and safety—and that one thing is money.

Only money can pay your mortgage, your monthly bills and help your loved ones through, no matter how long this crisis lasts; no matter how devastating it becomes.

The good news is, the trading vehicle I’m about to reveal can more than double your money when weak stocks plunge. And the great news is that it allows you to profit from almost every major sector, often in the same week.

Using what I’m about to teach you, for example, the more that certain stocks fall, the more money you make.

That’s why I love using a method during volatile times like these. Of course, losses are always possible with any investment vehicle.

But like mutual funds, this method spreads your risk over a basket of securities. And as with mutual funds, you can trade it in your regular cash brokerage account. You can even put them in your IRA if you wish.

But that’s where the similarities end. Unlike mutual funds ...

I’ll give you a hint: It involves simple, easy-to-trade exchange traded funds (though what we’re trading and discussing here is a very unique type of ETF few people know about!)

And that means there’s no exotic investments, no margin, no foreign accounts — simply buy or sell this ETF in your regular cash broker account. If you can buy 100 shares of AT&T, you can just as easily buy 100 shares in this special ETF, online or offline.

PLUS, there’s a low cost of entry—making it ideal for investors with as little as $5,000 to invest and also for investors with $100,000 or more ...

And perhaps most comforting of all, you’ll have five layers of protection to shield you from excess risk (more on this a bit later)—meaning the method is designed to help you minimize risk and maximize your returns, making you steadily richer every time certain stocks move up or down.

Jane“I can’t tell you how wonderful the system has been for me, all the way around.”

“I’m 72 years old. And I have avoided the stock market my entire life. But now, not only am I making lots of money. I have the self-realization that I can do it and that I can do it well.”

“I am just thrilled. I have a whole new life. It’s just awesome. I can’t pull myself away when the stock market is open…I’m addicted to it!”
–Jane

The Secret to Multiplying
Your Money and Quitting
Work Much Sooner!

The secret I’m about to share with you is something my husband Jack calls our “personal ATM machine”—and for good reason…

But before I lay out how it works, let me take a moment to explain how I came to discover this monthly-moneymaker.

I’m sure you’re wondering how someone like me became such a successful trader—I certainly don’t fit any Wall Street stereotypes.

In fact, I live nowhere near Wall Street—my husband and I actually used to operate a gift shop in a quaint little town called Asheville, North Carolina.

Our gift store was successful, and we always envisioned it as our retirement plan… until one day, disaster struck.

A heavy storm hit our area, and our shop was completely flooded—everything lost, and we had no flood insurance. We were in trouble.

So while I began looking for new ways to make money—a friend introduced me to options trading. Somehow, it just made sense to me, and I got really into it.

Actually, more than that…

I Became Obsessed!

I started reading books, watching financial news, taking courses…

Most surprising of all, I got really good. I was beginning to make more money trading than we had ever made in our gift store, so I decided to pursue it full time.

In 2009, I wrote Options Trading in Your Spare Time after successfully trading options for approximately 7 years. I LOVED that my book helped so many people achieve financial independence through trading, just like I had.

In 2010, I created something called the P3 System, a strategy that zeroed in on a chart pattern that pinpointed when a stock was ready to significantly pop up in value. (That system, by the way, allowed us to turn $6,000 per trade into $1.96 million in just 14 months!)

So while I searched for this guaranteed trading pattern, looking through 1000’s of stocks for the newsletter that accompanies the P3, I had one of those “duh!” forehead slapping moments.

Why? Because I couldn’t believe I missed seeing something so obvious—something that was right under my nose since I began trading 7 years ago.

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My Accidental Discovery…

Let me explain. Back then in my beginning option trading studies, I learned about three trading vehicles. I have taught hundreds of traders about these three instruments to trade:

1) Stocks
2) Indexes, and...
3) ETF or Exchange Traded Funds.

Stocks are obvious; Apple Inc. (AAPL), Google, Pfizer and thousands of others fall into this category. This is where I focused most of my attention during those early trading years.

Indexes are usually funds based on something larger. An example would be the S&P 100 Index (OEX) which is based on only 100 of the top S&P stocks or Volatility Index (VIX) which is a summary Index of the S&P 500.

ETFs, on the other hand, are a basket of stocks that often have a theme or connection. A medical ETF might incorporate stocks from cancer research, medical supply and billing, hospitals, nursing and hospice care companies. Other ETFs might be sector or industry related.

The first ETFs I learned about in those early years were the SPY, DIA, and QQQs.

The QQQs is a type of ETF that is essentially a collection of stocks based on a major index, the NASDAQ.

Embarrassingly, I’d see the scrawl of the QQQs run across the TV screen as I watched the tickers and think, okay, so the QQQs closed up .06 cents for the day. So what! A volatile stock like Apple offers daily moves up or down that can range anywhere from $1-10... with huge profit potential.

And so for 7 years, I traded options on those stocks almost exclusively. Then one day as I was back-testing the P3 System squeeze pattern on stocks and ETFs in different time frames, I made a huge yet accidental discovery…

DeeGee“I’ve always enjoyed trading. I wouldn’t do it if it didn’t hold my interest. But I couldn’t make a living of it until I was introduced to Wendy’s system.”

“In January, I read Wendy’s pink book. And right away I switched from trading stocks to trading options. Then, when her System came out I got that.”

“Now, aside from trading, I don’t have to work anymore. Option profits pay my bills and then some. For example, my husband and I just got back from six wonderful weeks in Europe!” –DeeGee, J. Microsoft Instructor

Turn $600 Into $75,000... $100,000... Even More
With THE Best Trading Vehicle for
Income and Accelerated Retirement!

What I discovered in that moment was that the QQQs have a combination of special elements that make it both lucrative and steadier than most other forms of options trading.

As you’ve already seen from my track record and from further proof I’m about to show you, the steady-yet-explosive profits that are possible with QQQ option trades make it the ultimate early retirement vehicle.

Of all the strategies and systems I have traded, QQQs are the most consistent and reliable. In fact, the first month I officially began trading them, I made... 223%, 99%, 133%, 158%, 440%, 112%, -47%, 5%, 60% and 280%.

If you’re doing the math at home, that’s 9 winners out of 10, with an average of 146% per trade. Since I had more than 2 trades per week, that’s more than 300% each week!

Does this sound impossible? By the end of this report, and especially after you receive the FREE QuickStart Guide I’m going to send you… you’ll have the powerful tools to begin generating a monthly paycheck that outperforms any other method you could ever use.

On a personal level, I’m so excited to be sharing these tools and information—because I’m incredibly passionate about helping others experience the income and security I found after our shop was flooded and ruined.

What Makes Trading QQQs So Lucrative?

The QQQs are sometimes called the Cubes or Qubes.

And the main difference between indexes and an ETF is that Indexes don’t actually own stock. Whereas, the QQQs ETF owns and is comprised of 100 different non-financial companies in the NASDAQ.

The ETF is weighted by market cap. As an example, at the moment, (percentages periodically change) – Apple (AAPL) contributes a certain % to the ETF’s value of 24.4 billion in assets. Other companies like Google (GOOG), Microsoft (MFST), Oracle (ORCL), and Qualcom (QCOM) add various percentages as do the rest of the 100 companies.

Why does it matter which stocks make up the QQQs?

Since Apple, Inc (AAPL) adds the largest percentage to the QQQ, often its activity is a leading indicator. That’s just one of many indicators I use to know when the QQQs will move, and by how much.

One thing I especially love about the QQQs is that they are extremely liquid. In other words, both entries and exits are guaranteed because of the number of shares traded. On average, nearly 70 million shares are traded a day.

That also means that, when you trade the QQQs, you have automatic diversification because each share of the QQQs is comprised of the stock of 100 different companies.

Because of the high open interest, high volume and diversification, the QQQs are a lower risk trading vehicle.

Plus, when you look at the QQQs option chain, you will see that the spread between the bid and the ask is often a penny or two. This means the amount the QQQ’s price needs to move before you see a profit is quite small.

Nathan

“My Trades are about 95% winners and my profits are 50%-100%”
–Nathan V.,
Software Engineer

More Profitable AND
More Secure

In every other respect, the QQQ are and act like every other single equity or security. You don’t need to learn any special chart indicators to interpret the QQQs.

Any stock broker will gladly handle a trade on a QQQs position via the phone or online. Yes, you can easily learn how to place QQQ trades yourself with just a few clicks of your mouse, or some taps on your smart phone or tablet.

Often, it takes just minutes to execute a trade that can nearly double your money... turning $600 into $1,174... $1,000 into $1,957... $2,000 into $3,914... you get the point!

The QQQs can even be traded until 4:15 PM ET, fifteen minutes longer than other equities. That’s very important and creates hidden profit opportunities that I’ll be sending you today in your FREE guide.

On the QQQ’s option chain, you will find strikes at every dollar. You can also trade in penny increments.

Carl

“The odds are always in your favor… I made $8,000 in 10 days, and that’s just one example!”
–Carl M., Retired
Telephone Lineman

Create a QQQ “Cash Account” And Begin Earning Income This Month!

With QQQ trading, you’ll open a “cash account” rather than a margin account.

From a cash account, you can make as many round-trip trades as you have funds to cover. Remember, funds from today’s position sale will be available tomorrow, the next trading day.

Ideally, you start with around $3,000-$5,000. That means, you could potentially replicate the results you see in this report, while risking only around 10-20% of your account.

As you get better and your account grows, you could start to increase each trade to $2,000 and begin experiencing some truly amazing returns.

In fact, at last year’s rate of performance--WITH NO COMPOUNDING or REINVESTMENT OF PROFITS--$2,000 per trade hands you $988,000 in just 4 years!

How much better would your lifestyle be right now if you were making an extra $250,000 or so? That puts you near the top 1% of all income earners in the US, while only spending minutes a day checking your account and placing trades...

Before getting into the specific details of opening an online brokerage account (it’s covered in the free guide I’m going to send you today)... I want to show you some of the profit potential from the recent months.

Mark

“I religiously make $2,000 to $3,000 a day”–Terri F., Accountant

“Wendy’s System is the best thing that’s happened to me”
–Mark K., Retired Deputy Sheriff

Hyper-Compound Even a
Portion of Your Profits, And Your
Income Goes Through the Roof!

Let’s look at the most recent April as an example of what you could have potentially done with the QQQ’s...

We’ll assume you would have begun with $600 on the first trade – entered and exited on April 2nd – for a 65% return.

That’s $359 in profit – in a single day!

Now, let’s say you rolled your profits, placing $990 on the next trade... which delivered 164% in just three days. Your original $600 has quickly become $2,614.

In that same week, you could have also entered and exited another trade for 66% (leaving you with $4,339)... and another for 352%.

Suddenly, IN JUST ONE WEEK...

QQQ Chart

Your Original $600 Is Worth Over $19,610!

And that’s just the first week of the month!

Of course, I wouldn’t recommend you re-invest your entire $19,610 into the next trade, that would be crazy. But if you rolled just 20% of that sum into the trades for the following week, it would look like this:

$4,903 becomes $15,247 (211%)
$3,049 becomes $13,783 (422%)
$2,756 becomes $5,237 (90%)

Best of all, you’d be reinvesting just a portion of your profits, often referred to as “hyper-compounding”... turning your $600 into over $43,169 in just two weeks!

And we were just getting warmed up...

Rolling another 20% into the next trade--which produces 196%, would now have given you $25,556 and had your overall account up to $57,932...

Do that again on the April 25th trade of 50% (handing you back $17,379)... and again on the April 26th trade of 113% ($27,146)–and before you know it …

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You Generated $78,126 in 30 Days
All From Your Small $600 Initial Investment!

Yes, just $600 re-invested and compounded wisely and cautiously had the potential to produce over $78,000.

Now it is not likely that you would have taken every trade, riding the QQQs up and down every day.

Not everyone wants to devote that much time to be in front of the computer. (Though, in a moment, I’m going to show you how you can do this much more easily, all in just minutes a day).

And of course, not every month produced such stellar returns. The worst months in the service (January and August) produced only about 25% of the performance. So your original $600 trade compounded may have “only” become $15,000-20,000 with a similar approach.

Still, I think it’s easy to see how trading the QQQs can quickly help you generate a six-figure trading income. How quickly you get there depends on your current account and risk tolerance, but whether you go fast or more patiently, the bottom line is...

You Can Begin Generating an
Early Retirement Income—
In Under 10 Minutes

If you look at the previous chart, you’ll see that April was one of the better months but not the best...

Meaning, some months you could have done better, some worse. But overall, there was never a losing month and 92.25% of all trades were winners, with the average trade (including losers) producing 95.7% profit!

And even if you choose not to re-invest or compound at all, the simple truth is, in just minutes each day, trading the QQQ’s could have helped you turn $5,000 into as much as $26,491 ...

Or $10,000 into $52,350 ...

Or $25,000 into a whopping $130,875 ...

IN JUST ONE YEAR.

That means “conservatively”...

Everything
That Makes QQQs
By Far
The Smartest,
Most Profitable
Way to Trade!

Using the MERIT System,
You Could Potentially Collect Monthly Checks of $4,772… $6,730…
Even $10,250 or Much, Much More

Because of the returns that are possible, and because you need INCOME to accelerate your retirement, I’ve decided to call this system...

MERIT

Which stands for My Early Retirement Income Trading...

And it’s the only trading system focused on the QQQs that hands you performance like this, while speeding you on the path toward luxurious retirement.

It’s designed to help you profit from this current stock market environment whichever way the market turns.

Because only QQQs can make those kinds of gains consistently possible — all in a regular cash brokerage account!

Mark

“Wendy’s System is the best thing that’s happened to me”
–Mark K., Retired Deputy Sheriff

“When I left the Sheriff’s Dept., I looked to the stock market to supplement my retirement pay. And I have to say, everything’s been going much better since I found Wendy’s System.”

“It’s like Wendy took her God-given intuition, that 6th sense that women seem to have, and she applied it to trading options.”

“Then she laid everything out in such a way that it doesn’t take intuition to do anymore. It’s cut and dry. You, me, or anybody else can see what she sees plain as day and can make just as much money as she does too.”

“Working in law enforcement can make a man cynical. But I know this to be the real deal. Wendy’s System is the best thing that’s happened to me, moneywise, since I retired.”

Even last summer — in the months of May, June and August — when the market was relatively flat overall, QQQs could have handed you gains of 102% ... 76% ... 57%--on a weekly basis.

Thanks to the QQQs, you could have banked anywhere from $5,714 to $10,250.

Unfortunately, you can’t go back in time to grab those gains and neither can I.

But it’s crucial to understand two things: First, in each case, your money would only have been at risk for a brief time. And second, over time, these kinds of short-term gains could easily multiply your money three times ... four times ... even five times over!

That’s why—starting today—I’m inviting you to test-drive a new service I’m confident can change your life.

Let The MERIT System Help You Turn
$600 Per Trade Into $8,298... $10,250...
Even as Much as $78,126 Per Month–Starting Now!

MERIT is my complete, step-by-step system—including my own proprietary trade alerts—for using QQQs to grow your income and give you the lifestyle you deserve, now and in retirement.

If history proves anything, it’s that the ONLY way to build wealth consistently over the long haul is to avoid excessive risk like the plague. Doing everything I can to limit any losses is the only way to compound your profits over time and to turn a molehill of money into a Mount Everest of money.

That’s why My Early Retirement Income Trading aims to protect your money and your profits in five crucial ways:

  1. No Margin: I never, NEVER, recommend using margin accounts or borrowed money. So you’re never exposed to the high risk of shorting or speculating in any leveraged futures.
  2. You’ll Never Have All Your Eggs in One Basket: Because I use the QQQ exchange traded fund, your investment is always spread out over a basket of stocks.
  3. You’ll Never Get Locked into a Buy-and-Hold Strategy: My Early Retirement Income Trading is always flexible and nimble — ready to get you into a position or to take your money off the table quickly. We rarely hold a position longer than a week or so. That’s a critical risk-protection feature in today’s volatile market.
  4. I Use Every Possible Tool to Keep You Where The Most Profitable Action Is: I use every cutting-edge fundamental and technical tool available to enter when potential profits are highest— and to get you to the sidelines when the time is right.
  5. I Designed My Early Retirement Income Trading to Cut Any Losses Short while Letting Your Profits RUN: Because your money is only exposed for short bursts of time, there’s little risk that you’ll be in a losing investment for more than a few days.

Plus, I Designed My
Early Retirement Income Trading (MERIT)
To Give You FIVE MORE Huge Advantages ...

I believe the MERIT System is the BEST way you can truly retire early with enough QQQ Newsletterincome to do so.

And even beyond the remarkable profit potential it gives you — the very real potential to multiply your money many times over — I’ve designed My Early Retirement Income Trading to give you six more strategic advantages:

  1. You can start with limited capital: Because the average entry I recommend for the QQQs is as little as $600 per contract, you don’t need to already be rich to go for gains that could make you rich.

That means it’s ideal for investors with as little as $5,000 to invest and also for investors with $100,000 or more!

  1. There’s nothing to learn: Just follow the plain-English trading signals 5 to 10 times a month.
  2. No new accounts to open: You just follow my trading instructions in your regular cash brokerage account!
  3. It couldn’t be any more convenient: Just check your e-mail each weekday for instructions. When you get a signal, just make the trade.
  4. It’s easy to follow: In each trading alert, I tell you what to buy ... when to buy it ... what you should pay ... and I even give you my profit target for each trade.

And I do the same when it’s time to sell. You can execute each trade online or simply by reading the trade instructions to your broker.

Your Complimentary QQQ Quick Start Guide
Will Have You Going for Huge Gains in No Time

Your My Early Retirement Income Trading Service comes with my QQQ Quick Start Guide, valued at $297, which tells you virtually everything you’d ever want to know QQQ Manualabout trading the QQQs profitably ... how to maximize your returns while minimizing your risk, including:

And much, MUCH more.

This guide is everything you need to master QQQ trading—it’s everything I know and do to produce such stunning returns. And I’m sending it to you FREE when you agree try out the My Early Retirement Income Trading (MERIT) service today.

Remember, while the report is extremely valuable—you don’t totally need it to make money.

Because with my trade alerts--where I SEND YOU the exact trades I’ve outlined in this report--you’ll be able to simply place the trade and profit without any learning or experience at all!

Membership is less than ONE-FIFTH
of What Others Pay for My Trading Signals
— Less Than the Cost of One Cheap Lunch!

You may not know this, but this is the first time I’ve ever offered an alert and advisory service focused on trading the QQQs. Still, by comparison, there are option trade coaching programs I’ve offered which sell for $5,000-10,000 per year… and many traders have just paid precisely that much to join us.

But I don’t want you to have to pay that much. The goal here is for you to be able to generate enough income to comfortably retire early—just like I did.

Putting a huge price tag on this trading service and alerts would limit access to those who are already financially secure—which isn’t what I want, and why I don’t even want you to pay half that much.

If you sign up during this special Introductory Period, you’ll save FOUR-FIFTHS of that cost and get all of My Early Retirement Income Trading signals for just $997 for 6-months. That’s just $5.44 per day; a little more than the cost of a single gallon of gasoline and less than a cheap lunch for one.

Looking to save even more? Great: Sign up for 18 months for just $1,997! That brings your daily cost all the way down to $3.64 per day!

Our “100% Minimum Return” Guarantee Means
You’ll At Least Double Your Money…
Or You Pay Absolutely Nothing!

Now, despite winning over 90% of all trades I recommended last year, I can’t guarantee every trade will be a winner. Losses are always possible.

But what I will say is that in all the years I’ve offered recommendations via advisory services—I’ve never failed to make money for myself and clients.

So my guarantee to you is this:Guarnatee

The QQQ trades posted for My Early Retirement Income Trading (MERIT) service MUST generate at least 100% or MORE in pure profits across all trades (including winners and losers)—within 12 full months of your purchase date—or I will refund every penny you paid for the MERIT service.

No questions asked, no fine print. This service must generate that level of performance by the end of the year, or you can request and receive an immediate refund.

The Greatest Profit Potential So Far
Is Directly Ahead: Accelerate
Your Retirement STARTING NOW!

When you think about it, the decision before you now really is a very simple one ...

You can stay on the sidelines and forfeit the opportunity to grow your wealth for months, even years, and be a prisoner to the market—which, despite its recent growth, could collapse at any time — OR ...

You can thank your lucky stars that we live at a time when we have QQQs that let you profit — handsomely — from movements in the market... and that you can join me in USING them to seize the opportunity to multiply your money.

Put simply, you can either choose to sit on the sidelines ... or you can choose to use this crisis to grow wealthier — with QQQ trades that could hand you gains of 133% ... 201% ... up to 440% over and over again—now and well into retirement.

The decision is completely yours to make, of course. But please remember — by Wendy Kirklandjoining me in My Early Retirement Income Trading (MERIT) now ...

And your membership is performance-guaranteed: The service must generate 100% return; base account must double. Otherwise you’re entitled to a full refund, no questions asked.

Melvim

“This is like having your own personal ATM… This morning I made $800 in less than 2 hours!”
–Melvin C., Perris, CA

Get Started Today…
Begin Your Early
Retirement Tomorrow

This can be a defining moment in your life… a chance to finally generate the kind of monthly income you need to have the exact lifestyle you want.

I sincerely hope you’ll decide to join me in My Early Retirement Income Trading (MERIT) right now — before I issue my next flight of recommendations and definitely before you miss the chance to save up to $8,000 on your membership and training.

Be sure to activate your membership now—I can’t wait to help you create the income you need to accelerate your retirement.

I look forward to welcoming you into the program.

Sincerely,

Wendy Kirkland

Wendy Kirkland

P.S. Even though the stock market has rebounded, there’s absolutely no way you can trust it to see you safely into retirement and beyond. And forget the government! Social security, pensions, 401k… it’s all under attack.

No, the only true way to retire early with the kind of lifestyle you want is to take control over your income. And that’s exactly what my MERIT System allows you to do, turning $600 per trade into a potential six figure income for life.

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NOTICE: Testimonials are believed to be true based on the representations of the persons providing the testimonials, but facts stated in testimonials have not been independently audited or verified. Nor has there been any attempt to compare the experiences of the persons giving the testimonials after the testimonials were given. The average reader should not necessarily expect the same or similar results. Testimonials are not indicative of future performance or results. No compensation was paid for testimonials.

Past performance is not indicative of future results. Trading on margin carries a high level of risk, and may not be suitable for all investors. Before deciding to invest in options you should carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and therefore you should not invest money that you cannot afford to lose. You should be aware of all the risks associated with options trading, and seek advice from an independent financial advisor if you have any doubts. No statement within this brochure should be construed as a recommendation to buy or sell a security or to provide you with investment advice